SSY Calculator
Calculate Sukanya Samriddhi Yojana returns for your girl child's education and marriage expenses with tax benefits.
Account will mature when child turns 21 years
Minimum: ₹250, Maximum: ₹1,50,000
Current government rate: 8.0% (updated quarterly)
Key Benefits
- Tax deduction up to ₹1.5L under 80C
- Tax-free interest and maturity
- Highest interest among govt schemes
- Partial withdrawal after 18 years
Important Rules
- Account opens for girl child ≤10 years
- Investment for 15 years minimum
- Account matures at 21 years
- 50% withdrawal allowed after 18
SSY Summary
Annual Investment:
₹1,50,000
Total Investment:
₹22,50,000
Interest Earned:
₹43,96,747
Maturity Amount:
₹66,46,747
Tax Saved (30% slab):
₹6,75,000
Effective Returns:
8.0%
Year-wise Growth
| Year | Child Age | Investment | Interest | Balance |
|---|