HRA Calculator
Calculate House Rent Allowance tax exemption based on your salary, rent paid, and city classification.
Metro City
Non-Metro
Include if DA is part of retirement benefits
HRA Exemption Rules
- Lowest of three calculations applies
- Metro: 50% of basic salary
- Non-Metro: 40% of basic salary
- Actual HRA received
- Rent paid - 10% of basic salary
HRA Summary
Basic + DA Salary:
₹60,000
HRA Received:
₹24,000
Rent Paid:
₹30,000
HRA Exemption:
₹18,000
Taxable HRA:
₹6,000
Annual Tax Saving:
₹64,800
HRA Exemption Calculation
50% of Basic Salary (Metro):
₹30,000
Actual HRA Received:
₹24,000
Rent - 10% of Basic:
₹24,000
HRA Exemption (Lowest):
₹24,000
Tax Savings Breakdown
| Tax Slab | Monthly Saving | Annual Saving |
|---|---|---|
| 5% | ₹1,200 | ₹14,400 |
| 20% | ₹4,800 | ₹57,600 |
| 30% | ₹7,200 | ₹86,400 |