RD Calculator
Calculate Recurring Deposit maturity amount and interest with different tenure and bank rates.
RD Features
• Fixed monthly deposits for chosen tenure
• Quarterly compounding on most banks
• Premature withdrawal penalties apply
• TDS applicable if interest > ₹40,000
RD Summary
Monthly Deposit:
₹5,000
Total Deposits:
₹3,00,000
Interest Earned:
₹55,077
Maturity Amount:
₹3,55,077
Effective Rate:
7.2%
Year-wise Breakdown
| Year | Deposits | Interest | Balance |
|---|
Current RD Rates (Indicative)
| Bank | General | Senior Citizen |
|---|---|---|
| SBI | 6.5% | 7.0% |
| HDFC Bank | 6.75% | 7.25% |
| ICICI Bank | 7.0% | 7.5% |
| Kotak Mahindra | 7.25% | 7.75% |
| Small Finance Banks | 7.5% | 8.0% |