MF Calculator

Calculate Mutual Fund returns with SIP, lump sum, or combination investments including expense ratio and tax implications.

SIP Only
Lump Sum
Both
Applicable if redeemed within 1 year

Fund Type Comparison

Equity Funds
12-15%
ER: 1.5-2.5%
Debt Funds
6-9%
ER: 0.5-1.5%
Hybrid Funds
9-12%
ER: 1.0-2.0%

Tax Implications

Equity Funds:

• STCG: 15% if sold within 1 year

• LTCG: 10% on gains > ₹1L (after 1 year)

Debt Funds:

• Gains taxed as per income tax slab

Investment Summary

Total Investment: ₹12,00,000
Gross Returns: ₹8,97,456
Expense Charges: ₹47,832
Exit Load (if applicable): ₹20,975
Net Maturity Value: ₹20,29,649
Effective Return Rate: 10.8%

Year-wise Growth

Year Investment Returns Value