FD Calculator
Calculate Fixed Deposit maturity amount and interest with different compounding frequencies and bank rates.
FD Tax Information
TDS: 10% if interest > ₹40,000 (₹50,000 for senior citizens)
Tax Exemption: Up to ₹40,000 under Section 80TTB for senior citizens
FD Summary
Principal Amount:
₹1,00,000
Interest Earned:
₹6,699
Maturity Amount:
₹1,06,699
Tax on Interest:
₹2,010
Post-Tax Returns:
₹1,04,689
Current FD Rates (Indicative)
| Bank | 1 Year | 2-3 Years | 5 Years |
|---|---|---|---|
| SBI | 6.8% | 6.8% | 6.5% |
| HDFC Bank | 7.0% | 7.0% | 6.75% |
| ICICI Bank | 7.25% | 7.25% | 7.0% |
| Kotak Mahindra | 7.5% | 7.25% | 7.0% |
| Small Finance Banks | 8.0% | 8.25% | 8.0% |